Community Development Block Grant Program

Community Development Block Grant Program Logo

The primary objective of the CDBG Program is the development of viable urban communities, by providing decent housing and a suitable living environment, and expanding economic opportunities, principally for persons of low and moderate income.  

Each year, the U.S. Department of Housing and Community Development (HUD) distributes community development block grant funds to cities for their local community development projects.  The City of Annapolis distributes these funds through the Community Development Block Grant (CDBG) program, based on its Five Year Housing and Community Development Consolidated Plan.  The Consolidated Plan is a five-year planning document which: 1) identifies housing needs and problems; 2) analyzes market conditions and resources; 3) sets priorities and adopts strategies; 4) allocates resources; and, 5) contains an annual action plan.  The Annual Action Plan identifies the amount of CDBG funds the City expects to use, the activities that the City will fund, and the goals the City set for the number and type of households the City expects to assist.

The City’s Community Development Division in the Planning and Zoning Department administers the CDBG program. The City’s Housing and Community Development Committee has oversight responsibility for the CDBG program and the use of CDBG funds. The Committee recommends the funding to the City Council, which approves all CDBG-funded projects. The approved projects then become the basis for the CDBG Action Plan. 

For the past 30 years, the City has used its CDBG funds to provide homeownership opportunities, housing rehabilitation services, and financial support for various human service organizations.

For example, in FY 2020 the City provided $247,696 in CDBG Entitlement funds to the following organizations:

  • Arundel Lodge, Inc.
  • Blessed in Tech Ministries
  • Center of Help
  • Community Action Agency
  • Homes for America
  • Housing Authority of the City of Annapolis
  • Housing Rehabilitation
  • Light House Shelter
  • OHLA
  • OIC
  • Restoration Community Development Corporation

New Five Year Housing and Community Development Consolidated Plan - 30 DAY COMMENT PERIOD.

City of Annapolis MD has prepared a Five-Year Consolidated Plan for FY 2021-2025, and an Annual Action Plan for FY 2021, in accordance with the regulations and requirements of the U.S. Department of Housing and Urban Development (HUD): View the full Draft Plan. These plans will be on public display for a period of 30 days, beginning April 1, 2020  and ending May 1, 2020 at 4:30 PM. 

The Proposed Five Year Consolidated Plan and FY 2021 Annual Action Plan were prepared after conducting a public hearing on housing and community development needs, meetings with stakeholders, meetings with housing provider agencies, meetings with the City’s staff and officials, and the result of a community wide survey questionnaire.

The Plan identifies and describes the City of Annapolis’s housing and community development needs for the next five years, and establishes a vision, goals and intended outcomes to address the identified needs.  The document further describes how the strategies will be implemented with annual entitlements of federal Community Development Block Grant,

All interested persons, groups, and organizations are encouraged to review the Consolidated Plan and present written comments concerning the proposed plans and use of Federal funds under the FY 2021-2025 Five Year Consolidated Plan and the FY 2021 Annual Action Plan.

Written or oral comments will be accepted by the City from April 1, 2020 through Friday, May 1, 2020 at 4:30 p.m.  Comments may be directed to Ms. Theresa C. Wellman, Community Development Administrator, and ( of Annapolis, Planning, and Zoning Department, 145 Gorman Street, Annapolis, MD 21401 (410) 263-7961 extension 7798.  The City intends to submit these documents to HUD on or before June 15, 2020.

If you wish to review the draft Consolidated Plan and require a special accommodation (e.g. interpreter for deaf and hard of hearing or interpreter for persons with limited English proficiency), please contact Theresa Wellman no later than 7 days prior to the end of the public comment period.

Consolidated Annual Performance and Evaluation Report (CAPER)

The Consolidated Annual Performance and Evaluation Report (CAPER) is a U.S. Department of Housing and Urban Development (HUD) mandated report for all communities receiving Community Development Block Grant (CDBG) funding. The CAPER reports the City of Annapolis success in meeting the housing and community development goals and objectives contained in its Five-year Consolidated Housing and Community Development Plan and FY 2014 Annual Action Plan. (CAPER FY 2014)

For additional information about the CDBG Program, please contact Ms. Wellman at 410-263-7961 extension 7798 or

Fair Housing

As an entitlement community under the U.S. Department of Housing and Urban Development’s (HUD) Community Development Block Grant Program (CDBG), Annapolis is required, in accordance with the Housing and Community Development Act of 1974, as amended, to “affirmatively further fair housing.”  To show that the entitlement community is “affirmatively furthering fair housing,” it must conduct a fair housing analysis, which identifies any impediments to fair housing choice and the steps it will take to meet this requirement.  HUD advises communities that this Analysis of Impediments to Fair Housing (AI) should also address “Visitability,” the Section 504 Rehabilitation Act, the Americans with Disabilities Act, as well as the Fair Housing Act.

The HUD Fair Housing and Equal Opportunity (FHEO) Office is now advising Federal entitlement communities to update its Analysis of Impediments (AI) to Fair Housing Choice to coincide with its Five Year Consolidated Plan, and then every five (5) years thereafter.  In addition, each year the City, as part of its Annual Action Plan, must sign certifications that the City will affirmatively further fair housing.  Consequently, the City is currently working on its AI for FY 2020 to identify the appropriate actions to overcome the effects of any identified impediments.  The city must then maintain records reflecting what analysis and corrective actions were taken.

The City of Annapolis currently has a Fair Housing Law, which the Annapolis Human Relations Commission oversees and takes complaints.  Please visit to learn more about fair housing rights in the City of Annapolis.